Why Travel Insurance is a Holiday Must

Published 09 Jun 2025

There’s nothing quite like the buzz of booking a holiday. Whether it’s a sun-soaked week in Spain, an adventure-packed trip to the US or even a city break closer to home, travel is all about making memories. But before you zip up your suitcase, there’s one essential thing that often gets overlooked, travel insurance.

Why is travel insurance so important?
Travel insurance isn’t just a tick-box exercise, it’s your safety net. From cancelled flights to lost luggage and unexpected medical expenses, it’s the kind of backup that can save your holiday from turning into a nightmare.

Here in Northern Ireland, we’re well used to a bit of unpredictability! Unfortunately, travel plans can be just as unpredictable. Imagine arriving at the airport only to find your flight’s been cancelled, or worse you’re taken ill abroad and face an eye-watering medical bill.

That’s where travel insurance comes in. It gives you the peace of mind to relax and enjoy your break, knowing you’re covered for the unexpected.

What should I look for in a travel insurance policy?

• Medical Cover: This is the big one, especially if you’re heading outside of the UK. Check what’s covered — from hospital stays to emergency repatriation.
• Cancellation Protection: If you need to cancel your trip due to illness or other emergencies, make sure you’re not left out of pocket.
• Baggage & Personal Belongings: We all know the heartbreak of lost luggage. Good insurance can help you replace essentials quickly.
• Travel Disruption: Cover for things like natural disasters, strikes or airline insolvency can keep you from being stranded.

Where to find the best deals?
Finding the right travel insurance at the best price can be a minefield. That’s why we’ve partnered with Compare NI, your one-stop shop for comparing travel insurance deals right here in Northern Ireland. They’ll help you find the cover that suits your trip and your budget, all in a few clicks.

Get holiday-ready today!
Don’t let the unexpected spoil your trip. Click below to compare travel insurance deals with Compare NI and travel with confidence.