Keeping you up to date with the latest news and opinions from the NI property market

Showing all blog posts filed under Mortgages & Money

4

Oct

The Mortgage Clinic: How to repay your mortgage early

Posted on 4th October 2017  |   Add a comment

The Mortgage Clinic: How to repay your mortgage early

A mortgage is probably the largest commitment that we will ever take out over the duration of our lives, and if taken out over 25 or 30 years we are never truly free of the largest monthly commitment until it is repaid in full. Of course taking out a mortgage and having the end goal of owning your home instead...

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10

Aug

Stamp duty - how to reclaim your tax

Posted on 10th August 2017  |   Add a comment

Stamp duty - how to reclaim your tax

Thousands of homeowners have been refunded money due to overpaying stamp duty. The past has seen many changes to the property tax so it might be worth checking if you are eligible for these refunds. Here is a guide to check if you are owed the tax refund.

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7

Aug

A guide to finding a new mortgage deal... Re-mortgage

Posted on 7th August 2017  |   Add a comment

A guide to finding a new mortgage deal... Re-mortgage

Has your fixed interest rate expired or about to expire on your current mortgage deal? Monthly payments increased? 

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3

Jul

First Time Buyers Mortgage Advice: Help to Buy ISA

Posted on 3rd July 2017  |   Add a comment

First Time Buyers Mortgage Advice: Help to Buy ISA

Cash Bonus of Up to £3000 available for First Time Buyers! Open a Help to Buy ISAFirst time buyers must bear in mind that with historically low interest rates, repayments on their mortgage may well be less costly than monthly rent. Seeking out professional mortgage advice to help you model your affordability is always recommended and at The Mortgage Clinic...

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9

Jun

First time buyers Mortgage Guide

Posted on 9th June 2017  |   Add a comment

First time buyers Mortgage Guide

Buying your first home is an exciting time but can also be quite daunting. Before you have decided on the right property for you there is a lot to think about and this guide will hopefully prove useful. There can be a lot of disappointment and frustration unless you are properly prepared, we aim to point out some of the...

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15

Dec

Interest rates may rise quicker than expected

Posted on 15th December 2015  |   Add a comment

Interest rates may rise quicker than expected

Interest rates could rise more quickly than forecast in November's Inflation Report, a Bank of England official has said. But Minouche Shafik, deputy governor for markets and banking and a member of the Monetary Policy Committee, which sets rates, added that she will wait for wage growth to increase before voting for an increase. In a speech at the Institute of...

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24

Nov

Top tips for first time buyers by Progressive Building Society

Posted on 24th November 2015  |   Add a comment

Top tips for first time buyers by Progressive Building Society

Buying your first home is a very exciting time, and is likely to involve some of the biggest financial decisions you will ever make. This week, Progressive Deputy Chief Executive & Finance Director Michael Boyd shares his top tips for first time buyers 1. Assess your finances – The first step in the process is assessing what size of a mortgage...

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18

Sep

Province likely to share in the UK mortgage frenzy during rush for deals

Posted on 18th September 2015  |   Add a comment

Province likely to share in the UK mortgage frenzy during rush for deals

Northern Ireland is likely to be sharing in a UK mortgage bonanza which took hold in August, with figures at their highest for that month since 2007, the Council of Mortgage Lenders (CML) has said. A rush of people looking to snap up cheap re-mortgage deals over the summer, as well as people buying homes, contributed to the strong figure. And a...

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27

Aug

Mortgage lending down 9% but confidence is still high

Posted on 27th August 2015  |   Add a comment

Mortgage lending down 9% but confidence is still high

Northern Ireland mortgage lending was down 9% in the second quarter of this year compared to the same period in 2014, according to figures from the Council of Mortgage Lenders (CML). Mortgage deals were up 11% to 3,000 during the second quarter of the year compared to the first three months of 2015. The CML said that was due to the usual...

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3

Jun

Number of mortgage approvals leaps to a 14-month high

Posted on 3rd June 2015  |   Add a comment

Number of mortgage approvals leaps to a 14-month high

The number of mortgage approvals made to home buyers jumped to a 14-month high in April, Bank of England figures show. Some 68,076 mortgages for house purchase with a total value of £11.1bn got the green light in April, marking the highest number recorded since February 2014. The latest figures in the Bank's Money and Credit report add to evidence that the...

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